LEARN ABOUT OUR LAWS & REGULATIONS
Terms & Conditions
Effective Date: 13/11/2025
Website: tlholovictory.co.za
Owner: Tlholo Victory Financial Services (“Tlholo Victory”, “we”, “our”, or “us”)
1. Introduction
Welcome to Tlholo Victory Financial Services’ website. By accessing, browsing, or using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, our Privacy Policy, and all applicable laws and regulations.
If you do not agree with these terms, please do not use this website.
2. Use of the Website
You may use this website for lawful purposes only. You agree not to:
2.1 Use the website in any way that violates any applicable law or regulation.
2.2 Interfere with the security or functionality of the website.
2.3 Transmit any harmful, unlawful, or disruptive code, virus, or file.
2.4 Attempt to gain unauthorized access to any portion of the website or related systems.
We reserve the right to restrict or terminate your access to the site at any time without notice if we believe you have violated these terms.
3. Information Disclaimer
The content on this website is provided for general information purposes only and does not constitute financial, legal, or professional advice.
While we make every effort to ensure the accuracy and reliability of the information presented, Tlholo Victory Financial Services makes no warranties or representations regarding the completeness, accuracy, or reliability of any content.
All decisions made based on information on this website are at your own risk.
4. Financial Services Disclaimer
Tlholo Victory Financial Services provides funeral and financial policy services in accordance with South African law. Any descriptions, illustrations, or information regarding products or services are subject to change without notice and do not constitute a binding offer unless explicitly stated.
You should always confirm specific policy terms, benefits, and premiums with an authorized representative of Tlholo Victory Financial Services.
5. Intellectual Property
All content, trademarks, graphics, design, text, logos, videos, and other materials on this website are the property of Tlholo Victory Financial Services or its licensors and are protected under South African copyright and trademark laws.
You may not copy, reproduce, modify, distribute, display, or create derivative works of any content from this website without our prior written consent.
6. Links to Third-Party Websites
This website may contain links to external websites operated by third parties. These links are provided for convenience only, and we are not responsible for the content, privacy practices, or reliability of such sites. Accessing any linked website is at your own risk.
7. Privacy and Data Protection
Your use of this website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information in compliance with the Protection of Personal Information Act (POPIA).
By using our website, you consent to such collection and processing of personal data as described in the Privacy Policy.
8. Limitation of Liability
To the maximum extent permitted by law, Tlholo Victory Financial Services shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with:
8.1 The use or inability to use this website;
8.2 Reliance on information provided herein;
8.3 Any unauthorized access to or alteration of your data; or
8.4 Any other matter relating to your use of the website.
You use this website and its content entirely at your own risk.
9. Indemnification
You agree to indemnify and hold harmless Tlholo Victory Financial Services, its employees, agents, and affiliates from and against any claims, damages, losses, liabilities, and expenses arising out of your use of this website or violation of these Terms.
10. Availability of the Website
We aim to keep our website operational and secure. However, we do not guarantee uninterrupted, error-free, or virus-free operation. We reserve the right to modify, suspend, or discontinue any part of the website at any time without notice.
11. Governing Law and Jurisdiction
These Terms and Conditions are governed by the laws of the Republic of South Africa. Any disputes arising out of or relating to the use of this website will be subject to the exclusive jurisdiction of the South African courts.
12. Amendments
We may update or modify these Terms and Conditions at any time without prior notice. All changes will be effective immediately upon posting on this website. Your continued use of the site after any changes constitutes acceptance of the revised Terms.
13. Contact Information
If you have any questions or concerns about these Terms and Conditions, please contact us:
Tlholo Victory Financial Services
Email: callcentre@tlholovictory.co.za
Telephone: 086 199 9712
Physical Address: Office 1, Old Absa Building,cnr Setai and Motloung Street, Phuthaditjhaba, 9866.
Website: www.tlholovictory.co.za
