Tlholo Victory Financial Services

Doing The Right Things Right!

What We Offer?


Family Cover Options


Option A


Main Member Spouse No. of Children Still to 11 months 1 to 5 years 6 to 12 years 14 to 21 years Additional Cover Grocery Value Monthly Payment
R8,000 R8,000 4 Children R1,250 R2,500 R5,000 R8,000 Grocery - R110 per Month R5,000 R100 per Month


Option B


Main Member Spouse No. of Children Still to 11 months 1 to 5 years 6 to 12 years 14 to 21 years Additional Cover Grocery Value Monthly Payment
R10,000 R10,000 4 Children R1,250 R2,500 R5,000 R10,000 Grocery - R110 per Month R5,000 R120 per Month


Option C


Main Member Spouse No. of Children Still to 11 months 1 to 5 years 6 to 12 years 14 to 21 years Additional Cover Grocery Value Monthly Payment
R15,000 R15,000 4 Children R1,250 R2,500 R5,000 R10,000 Grocery - R110 per Month R5,000 R140 per Month


Option D


Main Member Spouse No. of Children Still to 11 months 1 to 5 years 6 to 12 years 14 to 21 years Additional Cover Grocery Value Monthly Payment
R20,000 R20,000 4 Children R1,250 R2,500 R5,000 R10,000 Grocery - R110 per Month R5,000 R190 per Month


Extended Members


Joining Age Cover Monthly Payment
18 - 64 R8,000 R35 per Month
18 - 64 R10,000 R40 per Month
18 - 64 R15,000 R50 per Month
18 - 64 R20,000 R60 per Month
65 - 74 R8,000 R90 per Month
65 - 74 R10,000 R110 per Month


General Terms and Conditions


  1. JOINING FEE IS FREE!
  2. Waiting period for all covers is 6 months, irrespective of cause of death (except for suicide: 12 months, and accidental death: immediately).
  3. Claims are paid out within 48hrs upon submission of all required documents.
  4. Deceased members’ cover can be replaced.
  5. Repatriation of mortal remains within South Africa and Lesotho.
  6. All the members should be 74 years or below when joining Motjha-O-Tjhele policies.
  7. All members covered under Motjha-O-Tjhele policies enjoy the same cover amount; except for children under the age of 6 years, who are covered for a maximum of R10,000.
  8. Children are covered up to the age of 21 except in Motjha-O-Tjhele policies where children enjoy continuous cover.
  9. Copies of IDs for adults and Birth Certificates for children are required when joining.
  10. Still borns are covered under Family policies ONLY and not under Motjha-O-Tjhele policies.
  11. ONLY still borns of a main member are covered.
  12. Policy lapses upon non-payment of 2 premiums.



Required Documents at claimed stage


  1. Certified copy of Death Certificate
  2. Certified copy of the Deceased’s ID
  3. Certified copy of Claimant’s ID
  4. One Month Banking Statement



Get An Obligation Free Quotation

For an obligation free quotation, contact us now. One of our highly experienced consultants will call you with funeral scheme options to suit your needs. Enjoy life with peace of mind knowing your family is covered.